We at C Toman Plumbing & Heating have been working closely with Creation consumer finance for a number of years.
We are pleased to offer our customers an easy and beneficial finance option to pay for their goods. Finance is offered in association with Creation Consumer Finance Limited a major personal credit provider.
Subject to acceptance, based on the normal credit checking procedures.
No deposit is necessary and no payments need be made during your first year of the agreement.
Buy Not Pay Later
If you pay the amount due on or before a year and a day form the date of your purchase there is no interest to pay - you simply pay the amount you agreed for your goods at the time of purchase plus a small administration fee of £45.00.
Typical Example: Cash Price £2500.00. Amount of Credit £0.00. Settle the amount of credit in full by repaying £2500.00 and £45.00 admin fee within 12 months of the date of the agreement.
If the amount of credit is not settled within 12 months of the date of the agreement, then pay 36 monthly instalments of £131.37.
Total amount payable £4729.32.
Typical 29.8% APR.
Written quotations available on request. Finance subject to status. Applicants must be 18 years of age or over and resident in the UK. Credit provided by Open + Direct Retail Service Limited, 6th Floor Royston House, 34 Upper Queen Street, Belfast, BT1 6FD. Terms and conditions apply.
We can also offer our customers the opportunity of a interest bearing account. This is where the typical APR is 14.9% for the duration of the agreed term. Agreement term can be 24 months or 36 months.
Interest Bearing
Typical Example: Cash price £2500.00, deposit £0.00, amount of credit £2500.00. Then pay 24 monthly instalments of £119.99 per month + £45.00 Admin Fee.
Total amount paid payable £2924.76.
Typical 14.9% APR.
Written quotations available on request. Finance subject to status. Applicants must be 18 years of age or over and resident in the UK. Credit provided by Open + Direct Retail Service Limited, 6th Floor Royston House, 34 Upper Queen Street, Belfast, BT1 6FD. Terms and conditions apply.
Typical Example: Cash price £2500.00, deposit £0.00, amount of credit £2500.00. Then pay 36 monthly instalments of £85.40 per month + £45.00 Admin Fee.
Total amount paid payable £3119.40.
Typical 14.9% APR.
Written quotations available on request. Finance subject to status. Applicants must be 18 years of age or over and resident in the UK. Credit provided by Open + Direct Retail Service Limited, 6th Floor Royston House, 34 Upper Queen Street, Belfast, BT1 6FD. Terms and conditions apply.
For more information contact the office on 02890 225269.
